Joydeep Ghosh, Sanjay Kumar Singh And Tinesh Bhasin

Stories by Joydeep Ghosh, Sanjay Kumar Singh And Tinesh Bhasin

1 million UPI transactions a day!

1 million UPI transactions a day!

Rediff.com   20 Dec 2016

That's the government's goal for the Unified Payment Interface by March. Are they close? A P Hota, the man at the helm, answers.

Despite the cut, EPF rate is still substantial

Despite the cut, EPF rate is still substantial

Rediff.com   20 Dec 2016

'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'

UPI: What the govt wants you to believe vs what you should know

UPI: What the govt wants you to believe vs what you should know

Rediff.com   19 Dec 2016

The NITI Aayog may want us to believe this is one of the easiest payment systems in the world, but Tinesh Bhasin decodes the many unanswered queries and concerns involving the United Payments Interface.

How to benefit from the cashless drive

How to benefit from the cashless drive

Rediff.com   16 Dec 2016

All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts.

Selling property? Expect a letter from the I-T dept

Selling property? Expect a letter from the I-T dept

Rediff.com   13 Dec 2016

The government can seek details from sellers such as sources of funds while buying.

2,315 mutual fund schemes: How to pick the best

2,315 mutual fund schemes: How to pick the best

Rediff.com   9 Dec 2016

How do you pick a mutual fund scheme that suits your needs?

How to keep your mobile wallet secure

How to keep your mobile wallet secure

Rediff.com   7 Dec 2016

'Even if your phone goes missing for 15 minutes, be warned.' With e-wallets playing a larger role in transactions, these precautions are a must.

3 questions that can transform your financial life

3 questions that can transform your financial life

Rediff.com   2 Dec 2016

A new approach called life planning can help you prioritise the use of your time and money.

Doubts over new Income Declaration Scheme

Doubts over new Income Declaration Scheme

Rediff.com   30 Nov 2016

CAs not sure if individuals declaring unaccounted money will get immunity from reassessment as these provisions are not covered in the Bill.

5 ways to beat the sharp cut in FD rates

5 ways to beat the sharp cut in FD rates

Rediff.com   29 Nov 2016

Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should lock in to instruments offering higher returns.

NRIs watch out: Stricter norms for you!

NRIs watch out: Stricter norms for you!

Rediff.com   28 Nov 2016

NRIs could run into difficulties if they possess discontinued currency notes amounting to a high value.

A cashless wedding: Is it possible?

A cashless wedding: Is it possible?

Rediff.com   28 Nov 2016

E-wedding planners allow you to book everything online, including venues, make-up artists, bands, florists.

Post demonetisation: How to earn more

Post demonetisation: How to earn more

Rediff.com   15 Nov 2016

How investors can tweak their fixed income investments to earn more in the current environment.

How to ensure your bank account remains safe

How to ensure your bank account remains safe

Rediff.com   24 Oct 2016

With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative.

Small savings schemes score for retail investors

Small savings schemes score for retail investors

Rediff.com   20 Oct 2016

For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors.

Good behaviour may get you cheaper loans, insurance

Good behaviour may get you cheaper loans, insurance

Rediff.com   20 Oct 2016

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.

Taking loans to repay card dues is not smart

Taking loans to repay card dues is not smart

Rediff.com   7 Oct 2016

Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap

Ensure safety of policies with e-account

Ensure safety of policies with e-account

Rediff.com   7 Oct 2016

While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves

Penniless in the middle of the month? Check out these loan options

Penniless in the middle of the month? Check out these loan options

Rediff.com   6 Oct 2016

Short-term loans from NBFCs can be more convenient but come at higher cost

Why it's prudent to buy property in resale market

Why it's prudent to buy property in resale market

Rediff.com   3 Oct 2016

Read the investor-developer agreement carefully before signing the cheque